The No. 1 financier for car loans in the country. Network of more than 2500 channel partners in over 1000 locations. Tie-ups with all leading automobile manufacturers to ensure the best deals. Flexible schemes & quick processing. Hassle-free application process on the click of a mouse.

The No. 1 Financier for Car Loans in India.

New Car
Turn your dream into reality. Own that new car you have always desired, with a little help from us. We offer loans up to 100% of ‘on-road’ cost on select models, and up to 95% of the ex-showroom price on others. Our interest rates would pleasantly surprise you. What’s more, you can take up to 7 years to repay the loan.

Worried about paperwork? Relax. The process for getting a loan involves only a few simple steps and we will tailor-make the loan to suit your needs.

Pick your choice
1. Loan on Phone for Customers: Are you an ICICI Bank customer? Go for a pre-approved car loan. Call our Customer Care numbers or by send an sms “carloan ” to 5676766. (e.g., If you are in Mumbai, “carloan mumbai”).

2. Loan on the Strength of Your Income: Submit income proofs as required and avail of finance up to 100% of the ‘on-road’ cost of the car!*.

3. Contribute 20%. No Need for Income Proof: Can you contribute 20% or more of the ex-showroom price of the car? No need for any income proof then! Walk away with the car keys.

4. Instant Funding for Credit Card Holders: Do you hold a credit card for more than a year with a good repayment record? Get a loan up to 90% of the ex-showroom price of the car. No need for any income documents! And no field investigation too.

5. 100% Loan for Fixed Deposit Holders: If you have a fixed deposit with ICICI Bank, you can get a loan up to 100% of the ex-showroom price of the car. No need for income proofs.

We also have several other car loan options based on your life insurance premium receipts, bank statements, RC Book, etc.

Used Cars
Would you prefer to go for a used car?
We are here to help you with ‘ICICI Bank Used Car Loans’. We offer up to 90% of the car value, and up to a 7-year repayment duration. We finance cars which are up to 10 years old at the end of the loan tenure. You can also take a loan on a car you already bought or transfer your loan to ICICI Bank from another financier.

Car Overdraft
A current account on wheels! Convert your car into cash by taking an overdraft up to 90% of the assessed value of the car.

Premium Benefits

Pay interest only on the funds you withdraw.
Pay only a minimum of 5 % of the utilised amount. No fixed EMIs.

Arm yourself with these tools:

A Roaming Current account
Multicity Cheque Book
Internet Banking Access
Access to 24-hour Customer Care

Important
All loans are at the sole discretion of ICICI Bank. Car loan offerings mentioned in these pages are subject to change without prior notice.